Pension Auto-enrolment

With the advent of pension auto-enrolment, every employer in the UK who has more than 1 employee will have to do something.

Having a pension scheme is not enough – employers not only have to put a pension scheme in place but they need to communicate to staff, choose a default fund, auto-enrol elligible employees into the pension and then, last but not least, they need to contribute into the plan.

To ensure that employers have time to start planning ahead, they will be told their staging date 12 months before from The Pensions Regulator – this should be the time when employers start to prepare for their obligations.

You will be reminded of your obligations 3 months before the staging date, but please be aware that by that time it may already be too late.

There are many technical aspects of auto-enrolment, such as who you need to enrol, what you need to tell them and what you need to contribute. We can help you understand your obligations and plan, using things such as postponement and salary sacrifice, a system which keeps costs and administration requirements as low as possible. is a registered trading name of TISCO Financial Planning Limited who is authorised and regulated by the Financial Conduct Authority